| Workers Compensation Services |
UNDERWRITING SERVICES Workers Compensation is a complex and sensitive area of insurance demanding expert service provision. APEX can act as your insurance broker to work with you to manage your renewal process, setting up new cover, providing necessary documentation and ensuring that all calculations are accurate from the underwriter. Common Concerns Employers Face: 1. Do I need to include cover for Contractors? 2. How long am I required to keep wage records for? 3. What are my options for payment for Workers Compensation premium? 4. What happens if I’m late paying my installments? CLAIMS MANAGEMENT Workers Compensation is a no fault system that is designed to provide workers protection when they are injured at work. APEX is conscious of this, as well as the impact it has on company’s morale and ultimately its bottom line. With this in mind, our aim is to assist and inject further stimulation to a claim keeping it moving so that rehabilitation is maintained, paperwork is not bottle-necking and employees and employers are meeting their obligations. Common Concerns Employers Face:
RETURN TO WORK COORDINATOR Category 1 employers (who have premiums > $50,000 or have more than 20 employees), are required to have a qualified Return-to-Work Coordinator. Most business are not able to have a dedicated person for this role nor the exposure or the experience of dealing with various predicaments associated with injured workers. Common Concerns Employers Face:
For further information please contact Penny Menouhos, our Workers Compensation/Risk Management Services Manager on: |

UNDERWRITING SERVICES